To apply for and obtain a loan from Bismarck Industries, Inc. d/b/a Smart Pay Loans, you must agree to receive all information and disclosures regarding your loan electronically prior to submitting your loan application. I understand by clicking the ’Submit’ button at the bottom of the application, I am consenting to do so.
The following information will be provided by electronic communication:
- “Promissory Note and Disclosure Statement”, “Truth In Lending Act Disclosure Statement” and any applicable attachments
- “Electronic Credit and Debit Authorization and Disclosure”
- Notices of changes to any of the agreements listed above
- Loan Settlement Statement(s)
- Adverse Action Notification(s)
- All inquiries, notices and delinquency information to you about your account or your payments on the account; and
- All ongoing communications to you regarding your loan
To apply for and receive a loan from Bismarck Industries, Inc. d/b/a Smart Pay Loans and to receive all of the documents and Information, referenced above by electronic communication, you must have a personal computer or another device which is capable of accessing the internet. Your access to this page verifies that your system meets the requirements. To retain a copy of the disclosures, notices, terms and conditions, other documents, your device must have the ability to download and store PDF files.
If you wish to withdraw your consent to receive information electronically or if you wish to change the e-mail address at which you will receive communications from Bismarck Industries, Inc. d/b/a Smart Pay Loans and all subsequent holders of the promissory note, please e-mail us at:
clientsupport@smartpayloans.com
OR
Send written notification to:
Smart Pay Loans
PO Box 4336
West Hills, CA 91308-4336
You may withdraw your consent at any time; however, if you do so before the loan funds are provided to you, we will cancel the transaction and your loan will not be made. If you do so after the loan funds are provided to you, then all ongoing communications regarding your loan provided after your withdrawal of consent will be delivered in a non-electronic form.
You may obtain a paper copy of any disclosure provided to you electronically at no cost by sending a request in writing to the address listed above. This consent shall remain in effect until canceled and shall apply to Bismarck Industries, Inc. d/b/a Smart Pay Loans and any and all subsequent holders of the “Promissory Note”.
IF YOU DO NOT PROVIDE YOUR CONSENT, THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM US OVER THE INTERNET.
BY CHECKING THE BOX, YOU HEREBY CONFIRM YOUR AGREEMENT TO THE TERMS OF THIS CONSENT, AGREE TO RECEIVE DISCLOSURES AND TRANSACT BUSINESS ELECTRONICALLY, AND HAVE DEMONSTRATED YOUR ABILITY TO RECEIVE DISCLOSURES AND TRANSACT BUSINESS ELECTRONICALLY.